Borrow wisely with Planswell

At Planswell, our goal is to prevent you from paying unnecessary interest costs. That’s why we’ll recommend ways to minimize your debt costs while you invest, or even before you can start investing.


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Getting started with a Mortgage

At Planswell Mortgages, we act as a mortgage broker shopping around for the right mortgage to fit your situation. We’re not in it on a commissioned basis so that means we’ll make sure the interest rate, terms, and everything else included in your mortgage are optimal to help you reach financial success.

Refinancing your debt

If you have credit cards, loans, lines of credit, or other debts and also have enough home equity, we may advise you to pay off your debts with a new home mortgage in order to free up cash flow for investing and insurance.

Learn more about your refinancing options

Pay down your debt and invest at the same time

If you have debt with an interest rate lower than your expected investment returns, we may advise you to work on paying it off while also adding to your investments.

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Pay down your debt before investing

If you have high-interest debts that cannot be refinanced, we will advise you to work on paying them off, starting with the highest interest rate first. Once this is done, we’ll get your investments and insurance started.

Learn more about your options

We blend patent-pending technology with financial experts that get to know you and your goals. We work them into a coherent and flexible plan that adapts to your life over time.

Your plan will give you clear recommendations to optimize your mortgage, investing and insurance. You’ll know exactly what to do each month so you have enough money to enjoy every stage of your life.


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