Almost no one knows what to do on a monthly basis to maintain their lifestyle. Most will experience a significant lifestyle decline when they put their kids through school, when they retire, or because of something unexpected. Your financial plan will give you clear recommendations to optimize your investments, mortgage and insurance. People will wonder how you got so smart.
Just about anyone you can talk to about your money is a commissioned salesperson. As a result, wealthy people tend to get biased advice, and non-wealthy people tend to get nothing at all. Your plan is not only free, it’s mathematically sound and 100% in your best interest..
Answer some easy questions and we’ll do millions of calculations to build a plan for you.
You’ll see exactly what to do on a monthly basis to maintain your lifestyle now and in the future.
Just ask, and we’ll put your plan into action faster and cheaper than anywhere else.
You’re bound to have questions. Our friendly advisors are here to make sure everything makes sense and you feel good about your plan. You can make arrangements to chat with them any time it’s convenient for you.
WHAT PEOPLE ARE SAYING
“This is such a wild shift in power dynamics, and as a single woman with a gaggle of children – who used to absolve herself of all financial responsibility – I can’t express the feeling of joy that comes from feeling like I’m a part of creating and embracing my own wealth and financial security. Grateful guys, thank you.”
“Another option is Planswell, a Toronto tech startup that recently started offering free financial plans online. After collecting information through a brief online questionnaire, the company’s software formulates a financial plan that includes borrowing, insurance, and investment. The whole process takes around three minutes.”
“What I loved the most was seeing the big picture of my financial life. It was eye-opening how insurance and investing can work together to position me and my family for a better financial future.”
“We finally have a disruptive technology arriving on the doorstep of the financial services business.”
John (Host of Money Talk on CFRA)
“Out of all the financial companies, you were the only one who took the time to give me all the mortgage information I needed.”
“Planswell has been flooded with Canadians who are starving for unbiased, quality financial advice.”
Rob Lewis (President & Editor in Chief, Techvibes)
“I love that they make financial plans for you and actively are helping you to grow your wealth as a result. It’s a lot different compared to other financial advisory firms that once they have your money, don’t really seem to care about you. This was my experience at TD, I left and found the service to be much more personable at Planswell.”
Here are the answers to some questions we’re frequently asked by people.
At Planswell, a financial plan shows you the absolute best thing to do with your money every month so you can enjoy the highest possible standard of living for the rest of your life.
Not exactly (but we do have a budget calculator for that). We won’t tell you to spend less on the things you enjoy. You can save as much or as little as you wish, and we’re like a crystal ball that shows you exactly what that means in terms of when you can retire and how much income you can expect in retirement. We hope you’ll take advantage of this rare insight to make the financial decisions that will make you happiest.
We recommend updating your plan every six months to make sure it’s still consistent with you and your goals. However, you may want to update it more often if there’s something new going on, such as a change in your work, finances or family. Updating can be done from your dashboard and only takes a few minutes.
Your plan is fully customized based on the inputs you provided. The investment amounts and account types are designed to maximize your after-tax results. The insurance recommendations are tailored to cover your debts and replace your income. Any mortgage recommendation is calculated to meet your borrowing needs at the lowest possible cost.
You may have questions about your plan. You may need to make changes, or you may simply need to bounce something off a financial professional. We have professional partners ready to talk to you by phone or email anytime.